Data matching & reconciliation
When the same information lives in two places, we make sure it agrees. Every mismatch is caught, tracked and easy to trace back, whether it’s bank transactions, cash and positions, or stock and invoices.
Software and AI that put your data to work.
We build custom software and AI tools for financial firms and data-driven businesses.
Who we are
Who we are
Most teams lose hours every week on manual work: moving data between systems, checking it by hand, waiting on reports. We build the software, automations and AI tools that take it off their hands.
M2HL is a small, senior team based in Lisbon. We started in finance, where every number has to be right, and we bring that same care to every project, whatever the sector.
- Company
- M2HL, LDA
- Registered
- Portugal
- Office
- Lisbon
- Team
- Small & senior
What we do
Six ways we can help.
Many of our projects come from banks, investment managers and finance teams, but the same tools work for any business. Most start with one question: where is your team losing time?
- Supplier invoicereceived
- Amount€12,500.00
- Due date30 Oct 2026
- Checked & saved✓
AI document reading
Invoices, contracts, forms, statements. Our AI reads them for you and turns them into clean data, and every field is checked before it’s saved.
- Secure file transfersdaily
- Email inboxesautomatic
- Partner systemsconnected
- Missing filealert sent
Automatic data collection
No more chasing files. Data from your systems, partners and inboxes arrives on its own, in one tidy format, and you hear about it straight away if something’s missing.
Monitoring & daily reports
Keep an eye on markets, regulatory filings or competitors without searching every day. A clear summary lands in your inbox each morning.
Internal tools & dashboards
Simple, secure tools built around the way your team actually works, so everyone sees exactly what they need.
- Spreadsheets & manual stepsbefore
- Modern, maintained applicationrebuilt
- Automatic quality checkspassing
Process automation & modernisation
That spreadsheet everyone is afraid to touch? We turn it into a proper application that’s tested, looked after and easy to hand over.
Who we work with
From fintech to any data-driven business.
Banks, investment managers and fintechs
This is where we started and the ground we know best. Reconciliation, reporting and audits are second nature to us.
- Transactions, cash and positions reconciled every day
- Every number traceable for auditors and regulators
- Regulatory filings and market moves tracked for you
Companies and SMEs
If your team spends its mornings in spreadsheets, we can give them that time back, whatever your sector.
- Invoices and documents read for you
- All your numbers in one dashboard
- Old spreadsheets turned into tools you can trust
Startups
You need to move fast without cutting corners. We bring a senior team that can build the data and AI side of your product from day one.
- AI document reading inside your product
- Data from every source in one place
- Secure access for every role
Operations teams
If someone on your team copies data from one system to another, or checks files by hand, there’s a good chance we can automate it.
- Data collected automatically
- A heads-up when something looks off
- Reports that are ready before you are
How we work
How a project with us works.
We keep things simple and open. You can follow progress on a shared board at any time, so there are no surprises along the way.
- 01
Understand
We start with your real files and a chat with the people who use them. Together we agree on what a good result looks like.
- 02
Build
We build in short steps and show you each one working on your own data. No waiting months to see results.
- 03
Test side by side
The new system runs next to your current process until both give the same answers. Only then do we switch.
- 04
Run
We go live, keep everything running day to day, and stay around to improve it as your needs change.
Our principles
What you can count on.
Every record traceable
Every number links back to the file, email or document it came from. When your auditor or regulator asks where it came from, the answer is one click away.
AI with guardrails
AI does the reading, and clear rules do the checking. Nothing lands in your systems until it has passed.
Yours to own
You own everything we build. It’s clearly documented and fully handed over, so you’re never tied to us.
Business first
We come from accounting and finance as much as from software. We listen to the business problem first, and only then decide what to build.
Contact
Tell us what’s slowing you down.
A few lines are enough. We’ll get back to you and set up a short call to see how we can help.